The birdcage, call me by your name , the truth about jane You can find a list of suggested LGBTQ+ films with links to information about them that you may view for extra credit. After viewing one of these films, write a 500-word personal reflection (not a summary of the movie) addressing the following: What specific LGBTQ-related issues does the film address? What are the conflicts between characters regarding LGBTQ issues? Connections to our texts are encouraged. How has the film informed you or changed you? You may submit up to 3 personal reflections for 10 points each, at any point in the semester. No summaries, please. A film must be at least one hour long and you may not write extra credit reflections for films that the course requires you to view.

The birdcage, call me by your name , the truth about jane
You can find a list of suggested LGBTQ+ films with links to information about them that you may view for extra credit.
After viewing one of these films, write a 500-word personal reflection (not a summary of the movie) addressing the following: What specific LGBTQ-related issues does the film address? What are the conflicts between characters regarding LGBTQ issues? Connections to our texts are encouraged. How has the film informed you or changed you?
You may submit up to 3 personal reflections for 10 points each, at any point in the semester. No summaries, please.  A film must be at least one hour long and you may not write extra credit reflections for films that the course requires you to view.

The birdcage, call me by your name , the truth about jane You can find a list of suggested LGBTQ+ films with links to information about them that you may view for extra credit. After viewing one of these films, write a 500-word personal reflection (not a summary of the movie) addressing the following: What specific LGBTQ-related issues does the film address? What are the conflicts between characters regarding LGBTQ issues? Connections to our texts are encouraged. How has the film informed you or changed you? You may submit up to 3 personal reflections for 10 points each, at any point in the semester. No summaries, please. A film must be at least one hour long and you may not write extra credit reflections for films that the course requires you to view.

The birdcage, call me by your name , the truth about jane
You can find a list of suggested LGBTQ+ films with links to information about them that you may view for extra credit.
After viewing one of these films, write a 500-word personal reflection (not a summary of the movie) addressing the following: What specific LGBTQ-related issues does the film address? What are the conflicts between characters regarding LGBTQ issues? Connections to our texts are encouraged. How has the film informed you or changed you?
You may submit up to 3 personal reflections for 10 points each, at any point in the semester. No summaries, please.  A film must be at least one hour long and you may not write extra credit reflections for films that the course requires you to view.

Operations Management homework help

 
GB560-4: Evaluate change management plans.
In this Assessment you will provide a critical evaluation of a business process in the scenario provided. The final response for this Assignment will be a 15–17-slide-PowerPoint presentation with audio. The audio portion transcript is found in the notes section below each slide. The presentation includes a cover slide, abstract, body addressing the checklist items, and APA citations and references.
Background: Mohammed Yunus is the founder of the concept of microfinancing. His initial impetus to provide financing to individual small family owned businesses in India and elsewhere inspired a movement that has spread across the world with some controversy as to the real benefits of such financing. See the founder’s website for some background on microfinancing.
In addition, you practiced with some of Geert Hofstede’s cultural dimensions in the Learning Activity that you will now use to address any cultural considerations in your evaluation of the business process described.
Scenario: You were recently hired by a nonprofit organization that is headquartered in Montreal, Canada. This organization, Beacon of Hope (BOH), had a mission of providing financing to businesses who wished to start a business in third world countries. Two years ago, they changed their mission to providing microfinancing to individuals in third world countries who want to start up a small business in their own country. The first two countries they focused on were Angola and Ghana. After two years in operation, it has become apparent that a change is necessary. Choose either Angola or Ghana to evaluate the organization’s current process addressing the following concerns:
Here are some of the reported problems:
· Only 225 applications were received from prospects concerning each of the two countries. At the 2-year mark, the expectation was 1200 applications for each.
· The application processing time is taking 4–6 months. The original goal was 2 months.
· Only 100 applications have been approved for each country, and the average loan is $10,000.
· The most recent report shows that only 15% of the businesses funded are still in operation.
· Accessing the microfinancing funds has proven problematic using in-country banks.
· Accounting for the expenditure of funds by BOH has been difficult to track.
· Loan delinquency is a major concern due to business failure.
Checklist: Evaluate the business change process by researching and addressing the following:
a. Provide an overall assessment of the existing program and what needs to be changed to be viable.
b. Analyze the likely reasons that the application processing time for microfinancing is taking 4–6 months.
c. Identify the stakeholders who should be involved in this change management process and explain BOH’s responsibility towards these stakeholders. HINT: A stakeholder is any person, group, or organization that has a positive or negative impact on the work or anyone who might be affected by the outcome.
d. Explain how you will evaluate success once your proposed plan is in place.
e. The professional presentation should include a cover slide, abstract slide, body of the presentation addressing the checklist items, with APA citations and references (i.e., separate references slide).
f. Submit your 15–17-slide professional PowerPoint presentation with audio including an audio transcript in the form of notes added below each slide. The presentation includes a cover slide, abstract, body addressing the checklist items, and APA citations and references and uses Standard English, correct spelling, and grammar.
  • attachment

    gb560m4_rubric.pdf

Operations Management homework help

 
GB560-4: Evaluate change management plans.
In this Assessment you will provide a critical evaluation of a business process in the scenario provided. The final response for this Assignment will be a 15–17-slide-PowerPoint presentation with audio. The audio portion transcript is found in the notes section below each slide. The presentation includes a cover slide, abstract, body addressing the checklist items, and APA citations and references.
Background: Mohammed Yunus is the founder of the concept of microfinancing. His initial impetus to provide financing to individual small family owned businesses in India and elsewhere inspired a movement that has spread across the world with some controversy as to the real benefits of such financing. See the founder’s website for some background on microfinancing.
In addition, you practiced with some of Geert Hofstede’s cultural dimensions in the Learning Activity that you will now use to address any cultural considerations in your evaluation of the business process described.
Scenario: You were recently hired by a nonprofit organization that is headquartered in Montreal, Canada. This organization, Beacon of Hope (BOH), had a mission of providing financing to businesses who wished to start a business in third world countries. Two years ago, they changed their mission to providing microfinancing to individuals in third world countries who want to start up a small business in their own country. The first two countries they focused on were Angola and Ghana. After two years in operation, it has become apparent that a change is necessary. Choose either Angola or Ghana to evaluate the organization’s current process addressing the following concerns:
Here are some of the reported problems:
· Only 225 applications were received from prospects concerning each of the two countries. At the 2-year mark, the expectation was 1200 applications for each.
· The application processing time is taking 4–6 months. The original goal was 2 months.
· Only 100 applications have been approved for each country, and the average loan is $10,000.
· The most recent report shows that only 15% of the businesses funded are still in operation.
· Accessing the microfinancing funds has proven problematic using in-country banks.
· Accounting for the expenditure of funds by BOH has been difficult to track.
· Loan delinquency is a major concern due to business failure.
Checklist: Evaluate the business change process by researching and addressing the following:
a. Provide an overall assessment of the existing program and what needs to be changed to be viable.
b. Analyze the likely reasons that the application processing time for microfinancing is taking 4–6 months.
c. Identify the stakeholders who should be involved in this change management process and explain BOH’s responsibility towards these stakeholders. HINT: A stakeholder is any person, group, or organization that has a positive or negative impact on the work or anyone who might be affected by the outcome.
d. Explain how you will evaluate success once your proposed plan is in place.
e. The professional presentation should include a cover slide, abstract slide, body of the presentation addressing the checklist items, with APA citations and references (i.e., separate references slide).
f. Submit your 15–17-slide professional PowerPoint presentation with audio including an audio transcript in the form of notes added below each slide. The presentation includes a cover slide, abstract, body addressing the checklist items, and APA citations and references and uses Standard English, correct spelling, and grammar.
  • attachment

    gb560m4_rubric.pdf

Operations Management homework help

 
GB560-4: Evaluate change management plans.
In this Assessment you will provide a critical evaluation of a business process in the scenario provided. The final response for this Assignment will be a 15–17-slide-PowerPoint presentation with audio. The audio portion transcript is found in the notes section below each slide. The presentation includes a cover slide, abstract, body addressing the checklist items, and APA citations and references.
Background: Mohammed Yunus is the founder of the concept of microfinancing. His initial impetus to provide financing to individual small family owned businesses in India and elsewhere inspired a movement that has spread across the world with some controversy as to the real benefits of such financing. See the founder’s website for some background on microfinancing.
In addition, you practiced with some of Geert Hofstede’s cultural dimensions in the Learning Activity that you will now use to address any cultural considerations in your evaluation of the business process described.
Scenario: You were recently hired by a nonprofit organization that is headquartered in Montreal, Canada. This organization, Beacon of Hope (BOH), had a mission of providing financing to businesses who wished to start a business in third world countries. Two years ago, they changed their mission to providing microfinancing to individuals in third world countries who want to start up a small business in their own country. The first two countries they focused on were Angola and Ghana. After two years in operation, it has become apparent that a change is necessary. Choose either Angola or Ghana to evaluate the organization’s current process addressing the following concerns:
Here are some of the reported problems:
· Only 225 applications were received from prospects concerning each of the two countries. At the 2-year mark, the expectation was 1200 applications for each.
· The application processing time is taking 4–6 months. The original goal was 2 months.
· Only 100 applications have been approved for each country, and the average loan is $10,000.
· The most recent report shows that only 15% of the businesses funded are still in operation.
· Accessing the microfinancing funds has proven problematic using in-country banks.
· Accounting for the expenditure of funds by BOH has been difficult to track.
· Loan delinquency is a major concern due to business failure.
Checklist: Evaluate the business change process by researching and addressing the following:
a. Provide an overall assessment of the existing program and what needs to be changed to be viable.
b. Analyze the likely reasons that the application processing time for microfinancing is taking 4–6 months.
c. Identify the stakeholders who should be involved in this change management process and explain BOH’s responsibility towards these stakeholders. HINT: A stakeholder is any person, group, or organization that has a positive or negative impact on the work or anyone who might be affected by the outcome.
d. Explain how you will evaluate success once your proposed plan is in place.
e. The professional presentation should include a cover slide, abstract slide, body of the presentation addressing the checklist items, with APA citations and references (i.e., separate references slide).
f. Submit your 15–17-slide professional PowerPoint presentation with audio including an audio transcript in the form of notes added below each slide. The presentation includes a cover slide, abstract, body addressing the checklist items, and APA citations and references and uses Standard English, correct spelling, and grammar.
  • attachment

    gb560m4_rubric.pdf

FINC 330 Project Description Research Project Part 2 Due at the end of week 7 This project is closely aligned with the Course Outcomes and Finance Program Objectives. Completion of this project can be used as part of a portfolio to show potential employers the student is skilled at performing company valuations and financial statement analysis and can be included on the student's resume. Bond and Stock Performance Analysis OBJECTIVE In this part of the project you are to assume to have been hired to join a team serving as an internal financial analyst to THE COMPANY. Your client plans to invest in bonds and (or) stocks issued by PepsiCo. In part 6 of the assignment you are asked to provide some recommendations to THE COMPANY’S management. THE company for part 2 of the project is the same company that you were using for the Research Project Part 1 – PepsiCo. PepsiCo has bonds listed on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS. SUGGESTED WEBSITES www.morningstar.com – To find the information for your company you need to type the stock symbol (PEP) in the Quotes window to get into the company’s page. http://finra-markets.morningstar.com/BondCenter/Default.jsp – To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS. https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type the name of the company in the window under Bond Finder, and click SEARCH. www.marketwatch.com -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page. www.money.cnn.com -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page. www.finance.yahoo.com – To find the information for your company you need to type the stock symbol (PEP) in the Search window to get into the company’s page. www.nyse.com – Click on Data, then click on Stocks (under Quotes), and type PepsiCo and the Symbol (PEP) in the window “Keyword or symbol” to get into the company’s page. www.nasdaq.com – To find the information for your company you need to type the stock symbol (PEP) n the Search window to get into the company’s page. Company’s websites: PepsiCo websites – https://www.pepsico.com/ Investor > Financial Information > SEC filings > Feb 13, 2020 10K > view Coca-Cola website – http://www.coca-colacompany.com/ Investors (bottom of page) > SEC filings > Annual reports > 02/21/20 10K PDF YOUR SPECIFIC ASSIGNMENT Using the information from the websites the student will develop evaluation of bond and stock performance for PepsiCo (The evaluation portion will total 85% of the assignment grade) -1—Background and Industry (one short paragraph). -2- The financial leverage ratios (10% of the project grade) a) Find the financial leverage ratios for PepsiCo for the last 3-5 years in the Internet. Present these ratios as the table(s) in your project. You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source. • Debt-to-assets ratio (Debt ratio) • Debt-to Equity ratio • Interest Coverage ratio (the Times Interest Earned) b) Write (about) 1 page of the analysis of the ratio results. In your analysis you should answer the following questions. Please explain your answer to each question. How is PepsiCo financing its assets? Discuss how much risk is associated with the bonds issued by the company? How can this risk be measured? Please explain. -3- Collect and evaluate the data about bond performance of PepsiCo. (15% of the project grade). The information on bonds can be found on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS. Another useful website on bond information is https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type PepsiCo in the window under Bond Finder, and click SEARCH. Copy the quotations of two bonds issued by PepsiCo that contain the Price. Present these quotations in your project. 1. Assume that par value of the bond is $1,000. What were the last prices of the bonds in $$$ (listed in the Price column)? Show your work in your project. 2. Assume that par value of the bond is $1,000. Calculate the annual coupon interest payments. Show your work in your project. 3. Assume that par value of the bond is $1,000. Calculate the current yield of the bonds. Show your work in your project. 4. Write a 1-2 page of the analysis of the bonds. In your analysis you should answer the following questions. Please explain your answer to each question. a) How much is the YTM listed in quotations is for the bonds? Explain the meaning of YTM. b) If you are going to buy a bond issued by THE COMPANY, which bond would you choose? Why? c) Are these bonds callable? If the bonds that you chose are callable (non-callable), will it change your decision to buy them? d) If you are an investor who is looking for a bond to invest in, are you going to buy a bond that you chose? Take a look at the balance sheet and income statement of the company. What data or ratios support your decision to buy this bond or not? You may want to incorporate the results of the Research Project Part 1, as well as the results of the financial leverage ratios to answer this question. You should develop a specific recommendation, with supporting rationale to explain your answer. -4- Collect and evaluate the data about stock performance of PepsiCo for the last one year. (totally 35% of the project grade). 1) Find the market ratios for the company for the last 1-3 years and its major competitor for the last year in the Internet. (10% of the project grade) • Price/Earnings ratio • Market/Book ratio (also called (Price/Book ratio) • Earnings per share • Dividends per share • Other market ratios on your choice These ratios are available on www.morningstar.com > Company’s page – under Valuation, Financials, and under Dividends You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source. a. Present the market ratios as the table(s) in your project. b. Write about 1 page of analysis of the market ratio results that you found. Compare the market ratio results against the industry or Coca Cola. In your report please answer the question: Are the common stockholders receiving an adequate return on their investment? c. Compare the P/E ratio of PepsiCo with the industry average or 5-year average. Is the stock overvalued, undervalued, or properly valued? Why? In accordance with your findings, is it reasonable to buy the stock? Please explain your answers. -2) Analysis of the historical stock prices trend for the last year. (10% of the project grade) a. Collect and evaluate the data about stock prices of PepsiCo for the last one year for the company and Coca Cola. b. Create the chart(s) using the stock price chart tools on the websites or Excel. Present the chart(s) in your project. c. Write about 0.5 page of analysis the historic stock prices trend for the last year. -3) Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on THE COMPANY stock. Note that you will need the risk-free rate and the market return. Show this information in your project. (15% of the project grade) 1. Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on stock. Note that you will need the risk-free rate, beta, and the market return. a ) To get the current yield on 10-year Treasury securities go to www.finance.yahoo.com -click on Markets – U.S. Treasury Bonds Rates. You will use the current yield on 10-year Treasury securities as the risk-free rate to estimate the required rate of return on stocks. Discuss how appropriate this rate is as a measure of risk. b) Between 1926 and 2017, the compound annual rate of return of S&P 500 is estimated a 6.5%. We will use this number as the market return. Discuss how appropriate this rate is as a measure of return. c) Beta is listed in www.finance.yahoo.com and in www.morningstar.com on the company's front page. What is the beta listed for PepsiCo? What does it mean? d) Calculate the required return on the PepsiCo stock using the Capital Asset Pricing Model (CAPM) Security Market Line. Please show your work. 2. There are several methods how to calculate the growth rate. One of the possible ways is to calculate the sustainable growth rate as g = ROE *(1- Dividend payout ratio). You can find ROE and the Dividend Payout Ratio on www.morningstar.com > Company’s page – under Financials and under Dividends Calculate PepsiCo’s sustainable growth rate. Please show your work. 3. Apply the Gordon model (constant growth rate model) to calculate the intrinsic (economic) value of PepsiCo. Please show your work. Please note that for some companies it is not possible to use the Gordon model. If that is the case, please explain why it is not possible to use this model for your company. What other models is it possible to use? 4. Compare the result of your calculations with the current stock price. Is the stock overvalued, undervalued, or properly valued? Why? In accordance with your findings, is it reasonable to buy the stock? Why? Please explain your answer. -5- Develop a specific recommendation, with supporting rationale for your client, as to whether PepsiCo’s recent trend in financial and stock performance is of sufficient financial strength to warrant entering in a long-term investment in bonds and/or stocks of the company. Explain your answer (about 1 page) (10% of the project grade). -6- Develop a specific recommendation, with supporting rationale for the PepsiCo’s management – Think about the financial strategy of the company, how to best balance PepsiCo’s financial leverage to optimize shareholder wealth going forward taking into consideration the company's current market position, credit rating, dividend policy, etc. (10% of the project grade). -7- Reflection – the students should write a paragraph in their own words reflecting on what they learned from the assignment and how they think they could apply what they learned in the workplace. (5% of the project grade). PRESENTATION OF PAPER AND WRITING (15%) of the project grade): -Organization, Format and Presentation of Paper including the Title page, Introduction, Body, and Summary. Each section of the paper must begin with a sub-heading. Please use the sub-headings included in the assignment (4% of the project grade) -Use of Tables, Figures and Other Graphics to Summarize and Support Analysis Presented in the Paper (3% of the project grade) -Logical and Smooth Flowing Transitions and Relationships among Sections of the Written Report (3% of the project grade) -Research Sources and Significance of Research Information and Data, Use of APA Citation Methodology (5% of the project grade)

FINC 330 Project Description
Research Project Part 2
Due at the end of week 7
This project is closely aligned with the Course Outcomes and Finance Program Objectives.  Completion of this project can be used as part of a portfolio to show potential employers the student is skilled at performing company valuations and financial statement analysis and can be included on the student’s resume.
Bond and Stock Performance Analysis
OBJECTIVE
In this part of the project you are to assume to have been hired to join a team serving as an internal financial analyst to THE COMPANY. Your client plans to invest in bonds and (or) stocks issued by PepsiCo. In part 6 of the assignment you are asked to provide some recommendations to THE COMPANY’S management.
THE company for part 2 of the project is the same company that you were using for the Research Project Part 1 – PepsiCo.  PepsiCo has  bonds listed on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS.
SUGGESTED WEBSITES
www.morningstar.com – To find the information for your company you need to type the stock symbol (PEP) in the Quotes window to get into the company’s page.
http://finra-markets.morningstar.com/BondCenter/Default.jsp – To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS.
https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type the name of the company in the window under Bond Finder, and click SEARCH.
www.marketwatch.com  -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page.
www.money.cnn.com  -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page.
www.finance.yahoo.com – To find the information for your company you need to type the stock symbol (PEP) in the Search window to get into the company’s page.
www.nyse.com – Click on Data, then click on Stocks (under Quotes), and type PepsiCo and the Symbol (PEP) in the window “Keyword or symbol” to get into the company’s page.
www.nasdaq.com – To find the information for your company you need to type the stock symbol (PEP) n the Search window to get into the company’s page.
Company’s websites:
PepsiCo websites https://www.pepsico.com/
            Investor > Financial Information > SEC filings > Feb 13, 2020 10K > view
 
Coca-Cola website http://www.coca-colacompany.com/
            Investors (bottom of page) > SEC filings > Annual reports > 02/21/20 10K PDF
 
YOUR SPECIFIC ASSIGNMENT
Using the information from the websites the student will develop evaluation of bond and stock performance for PepsiCo (The evaluation portion will total 85% of the assignment grade)
-1—Background and Industry (one short paragraph).
-2- The financial leverage ratios (10% of the project grade)

  1. a) Find the financial leverage ratios for PepsiCo for the last 3-5 years in the Internet. Present these ratios as the table(s) in your project.

You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source.

  • Debt-to-assets ratio (Debt ratio)
  • Debt-to Equity ratio
  • Interest Coverage ratio (the Times Interest Earned)
  1. b) Write (about) 1 page of the analysis of the ratio results. In your analysis you should answer the following questions. Please explain your answer to each question.

How is PepsiCo financing its assets? Discuss how much risk is associated with the bonds issued by the company? How can this risk be measured? Please explain.
-3- Collect and evaluate the data about bond performance of PepsiCo. (15% of the project grade).
The information on bonds can be found on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS.
Another useful website on bond information is https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type PepsiCo in the window under Bond Finder, and click SEARCH.
 Copy the quotations of two bonds issued by PepsiCo that contain the Price. Present these quotations in your project.

  1. Assume that par value of the bond is $1,000. What were the last prices of the bonds in $$$ (listed in the Price column)? Show your work in your project.
  2. Assume that par value of the bond is $1,000. Calculate the annual coupon interest payments. Show your work in your project.
  3. Assume that par value of the bond is $1,000. Calculate the current yield of the bonds. Show your work in your project.
  1. Write a 1-2 page of the analysis of the bonds. In your analysis you should answer the following questions. Please explain your answer to each question.
    1. How much is the YTM listed in quotations is for the bonds? Explain the meaning of YTM.
    2. If you are going to buy a bond issued by THE COMPANY, which bond would you choose? Why?
    3. Are these bonds callable? If the bonds that you chose are callable (non-callable), will it change your decision to buy them?
    4. If you are an investor who is looking for a bond to invest in, are you going to buy a bond that you chose? Take a look at the balance sheet and income statement of the company. What data or ratios support your decision to buy this bond or not? You may want to incorporate the results of the Research Project Part 1, as well as the results of the financial leverage ratios to answer this question. You should develop a specific recommendation, with supporting rationale to explain your answer.

-4- Collect and evaluate the data about stock performance of PepsiCo for the last one year. (totally 35% of the project grade).
1) Find the market ratios for the company for the last 1-3 years and its major competitor for the last year in the Internet. (10% of the project grade)

  • Price/Earnings ratio
  • Market/Book ratio (also called (Price/Book ratio)
  • Earnings per share
  • Dividends per share
  • Other market ratios on your choice

 
These ratios are available on www.morningstar.com > Company’s page – under Valuation, Financials, and under Dividends
 
You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source.

  1. Present the market ratios as the table(s) in your project.
  2. Write about 1 page of analysis of the market ratio results that you found. Compare the market ratio results against the industry or Coca Cola. In your report please answer the question: Are the common stockholders receiving an adequate return on their investment?
  1. Compare the P/E ratio of PepsiCo with the industry average or 5-year average. Is the stock overvalued, undervalued, or properly valued? Why?  In accordance with your findings, is it reasonable to buy the stock? Please explain your answers.

-2) Analysis of the historical stock prices trend for the last year. (10% of the project grade)

  1. Collect and evaluate the data about stock prices of PepsiCo for the last one year for the company and Coca Cola.
  2. Create the chart(s) using the stock price chart tools on the websites or Excel. Present the chart(s) in your project.
  3. Write about 0.5 page of analysis the historic stock prices trend for the last year.

-3) Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on THE COMPANY stock. Note that you will need the risk-free rate and the market return. Show this information in your project. (15% of the project grade)

  1. Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on stock. Note that you will need the risk-free rate, beta, and the market return.
  2. a) To get the current yield on 10-year Treasury securities go to www.finance.yahoo.com -click on Markets – U.S. Treasury Bonds Rates.  You will use the current yield on 10-year Treasury securities as the risk-free rate to estimate the required rate of return on stocks. Discuss how appropriate this rate is as a measure of risk.
  3. b) Between 1926 and 2017, the compound annual rate of return of S&P 500 is estimated a 6.5%. We will use this number as the market return. Discuss how appropriate this rate is as a measure of return.
  4. c) Beta is listed in finance.yahoo.com and in www.morningstar.com on the company’s front page. What is the beta listed for PepsiCo? What does it mean?
  5. d)  Calculate the required return on the PepsiCo stock using the Capital Asset Pricing Model (CAPM) Security Market Line. Please show your
  6. There are several methods how to calculate the growth rate. One of the possible ways is to calculate the sustainable growth rate as g = ROE *(1- Dividend payout ratio). You can find ROE and the Dividend Payout Ratio on www.morningstar.com > Company’s page – under Financials and under Dividends

Calculate PepsiCo’s sustainable growth rate. Please show your work.

  1. Apply the Gordon model (constant growth rate model) to calculate the intrinsic (economic) value of PepsiCo. Please show your work.

Please note that for some companies it is not possible to use the Gordon model. If that is the case, please explain why it is not possible to use this model for your company. What other models is it possible to use?

  1. Compare the result of your calculations with the current stock price. Is the stock overvalued, undervalued, or properly valued? Why?  In accordance with your findings, is it reasonable to buy the stock? Why? Please explain your answer.

5- Develop a specific recommendation, with supporting rationale for your client, as to whether PepsiCo’s recent trend in financial and stock performance is of sufficient financial strength to warrant entering in a long-term investment in bonds and/or stocks of the company. Explain your answer (about 1 page) (10% of the project grade).
-6- Develop a specific recommendation, with supporting rationale for the PepsiCo’s management – Think about the financial strategy of the company, how to best balance PepsiCo’s financial leverage to optimize shareholder wealth going forward taking into consideration the company’s current market position, credit rating, dividend policy, etc.  (10% of the project grade).
-7- Reflection – the students should write a paragraph in their own words reflecting on what they learned from the assignment and how they think they could apply what they learned in the workplace. (5% of the project grade).
PRESENTATION OF PAPER AND WRITING (15%) of the project grade):
-Organization, Format and Presentation of Paper including the Title page, Introduction, Body, and Summary. Each section of the paper must begin with a sub-heading.  Please use the sub-headings included in the assignment (4% of the project grade)
-Use of Tables, Figures and Other Graphics to Summarize and Support Analysis Presented in the Paper (3% of the project grade)
-Logical and Smooth Flowing Transitions and Relationships among Sections of the Written Report (3% of the project grade)
-Research Sources and Significance of Research Information and Data, Use of APA Citation Methodology (5% of the project grade)

FINC 330 Project Description Research Project Part 2 Due at the end of week 7 This project is closely aligned with the Course Outcomes and Finance Program Objectives. Completion of this project can be used as part of a portfolio to show potential employers the student is skilled at performing company valuations and financial statement analysis and can be included on the student's resume. Bond and Stock Performance Analysis OBJECTIVE In this part of the project you are to assume to have been hired to join a team serving as an internal financial analyst to THE COMPANY. Your client plans to invest in bonds and (or) stocks issued by PepsiCo. In part 6 of the assignment you are asked to provide some recommendations to THE COMPANY’S management. THE company for part 2 of the project is the same company that you were using for the Research Project Part 1 – PepsiCo. PepsiCo has bonds listed on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS. SUGGESTED WEBSITES www.morningstar.com – To find the information for your company you need to type the stock symbol (PEP) in the Quotes window to get into the company’s page. http://finra-markets.morningstar.com/BondCenter/Default.jsp – To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS. https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type the name of the company in the window under Bond Finder, and click SEARCH. www.marketwatch.com -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page. www.money.cnn.com -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page. www.finance.yahoo.com – To find the information for your company you need to type the stock symbol (PEP) in the Search window to get into the company’s page. www.nyse.com – Click on Data, then click on Stocks (under Quotes), and type PepsiCo and the Symbol (PEP) in the window “Keyword or symbol” to get into the company’s page. www.nasdaq.com – To find the information for your company you need to type the stock symbol (PEP) n the Search window to get into the company’s page. Company’s websites: PepsiCo websites – https://www.pepsico.com/ Investor > Financial Information > SEC filings > Feb 13, 2020 10K > view Coca-Cola website – http://www.coca-colacompany.com/ Investors (bottom of page) > SEC filings > Annual reports > 02/21/20 10K PDF YOUR SPECIFIC ASSIGNMENT Using the information from the websites the student will develop evaluation of bond and stock performance for PepsiCo (The evaluation portion will total 85% of the assignment grade) -1—Background and Industry (one short paragraph). -2- The financial leverage ratios (10% of the project grade) a) Find the financial leverage ratios for PepsiCo for the last 3-5 years in the Internet. Present these ratios as the table(s) in your project. You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source. • Debt-to-assets ratio (Debt ratio) • Debt-to Equity ratio • Interest Coverage ratio (the Times Interest Earned) b) Write (about) 1 page of the analysis of the ratio results. In your analysis you should answer the following questions. Please explain your answer to each question. How is PepsiCo financing its assets? Discuss how much risk is associated with the bonds issued by the company? How can this risk be measured? Please explain. -3- Collect and evaluate the data about bond performance of PepsiCo. (15% of the project grade). The information on bonds can be found on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS. Another useful website on bond information is https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type PepsiCo in the window under Bond Finder, and click SEARCH. Copy the quotations of two bonds issued by PepsiCo that contain the Price. Present these quotations in your project. 1. Assume that par value of the bond is $1,000. What were the last prices of the bonds in $$$ (listed in the Price column)? Show your work in your project. 2. Assume that par value of the bond is $1,000. Calculate the annual coupon interest payments. Show your work in your project. 3. Assume that par value of the bond is $1,000. Calculate the current yield of the bonds. Show your work in your project. 4. Write a 1-2 page of the analysis of the bonds. In your analysis you should answer the following questions. Please explain your answer to each question. a) How much is the YTM listed in quotations is for the bonds? Explain the meaning of YTM. b) If you are going to buy a bond issued by THE COMPANY, which bond would you choose? Why? c) Are these bonds callable? If the bonds that you chose are callable (non-callable), will it change your decision to buy them? d) If you are an investor who is looking for a bond to invest in, are you going to buy a bond that you chose? Take a look at the balance sheet and income statement of the company. What data or ratios support your decision to buy this bond or not? You may want to incorporate the results of the Research Project Part 1, as well as the results of the financial leverage ratios to answer this question. You should develop a specific recommendation, with supporting rationale to explain your answer. -4- Collect and evaluate the data about stock performance of PepsiCo for the last one year. (totally 35% of the project grade). 1) Find the market ratios for the company for the last 1-3 years and its major competitor for the last year in the Internet. (10% of the project grade) • Price/Earnings ratio • Market/Book ratio (also called (Price/Book ratio) • Earnings per share • Dividends per share • Other market ratios on your choice These ratios are available on www.morningstar.com > Company’s page – under Valuation, Financials, and under Dividends You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source. a. Present the market ratios as the table(s) in your project. b. Write about 1 page of analysis of the market ratio results that you found. Compare the market ratio results against the industry or Coca Cola. In your report please answer the question: Are the common stockholders receiving an adequate return on their investment? c. Compare the P/E ratio of PepsiCo with the industry average or 5-year average. Is the stock overvalued, undervalued, or properly valued? Why? In accordance with your findings, is it reasonable to buy the stock? Please explain your answers. -2) Analysis of the historical stock prices trend for the last year. (10% of the project grade) a. Collect and evaluate the data about stock prices of PepsiCo for the last one year for the company and Coca Cola. b. Create the chart(s) using the stock price chart tools on the websites or Excel. Present the chart(s) in your project. c. Write about 0.5 page of analysis the historic stock prices trend for the last year. -3) Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on THE COMPANY stock. Note that you will need the risk-free rate and the market return. Show this information in your project. (15% of the project grade) 1. Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on stock. Note that you will need the risk-free rate, beta, and the market return. a ) To get the current yield on 10-year Treasury securities go to www.finance.yahoo.com -click on Markets – U.S. Treasury Bonds Rates. You will use the current yield on 10-year Treasury securities as the risk-free rate to estimate the required rate of return on stocks. Discuss how appropriate this rate is as a measure of risk. b) Between 1926 and 2017, the compound annual rate of return of S&P 500 is estimated a 6.5%. We will use this number as the market return. Discuss how appropriate this rate is as a measure of return. c) Beta is listed in www.finance.yahoo.com and in www.morningstar.com on the company's front page. What is the beta listed for PepsiCo? What does it mean? d) Calculate the required return on the PepsiCo stock using the Capital Asset Pricing Model (CAPM) Security Market Line. Please show your work. 2. There are several methods how to calculate the growth rate. One of the possible ways is to calculate the sustainable growth rate as g = ROE *(1- Dividend payout ratio). You can find ROE and the Dividend Payout Ratio on www.morningstar.com > Company’s page – under Financials and under Dividends Calculate PepsiCo’s sustainable growth rate. Please show your work. 3. Apply the Gordon model (constant growth rate model) to calculate the intrinsic (economic) value of PepsiCo. Please show your work. Please note that for some companies it is not possible to use the Gordon model. If that is the case, please explain why it is not possible to use this model for your company. What other models is it possible to use? 4. Compare the result of your calculations with the current stock price. Is the stock overvalued, undervalued, or properly valued? Why? In accordance with your findings, is it reasonable to buy the stock? Why? Please explain your answer. -5- Develop a specific recommendation, with supporting rationale for your client, as to whether PepsiCo’s recent trend in financial and stock performance is of sufficient financial strength to warrant entering in a long-term investment in bonds and/or stocks of the company. Explain your answer (about 1 page) (10% of the project grade). -6- Develop a specific recommendation, with supporting rationale for the PepsiCo’s management – Think about the financial strategy of the company, how to best balance PepsiCo’s financial leverage to optimize shareholder wealth going forward taking into consideration the company's current market position, credit rating, dividend policy, etc. (10% of the project grade). -7- Reflection – the students should write a paragraph in their own words reflecting on what they learned from the assignment and how they think they could apply what they learned in the workplace. (5% of the project grade). PRESENTATION OF PAPER AND WRITING (15%) of the project grade): -Organization, Format and Presentation of Paper including the Title page, Introduction, Body, and Summary. Each section of the paper must begin with a sub-heading. Please use the sub-headings included in the assignment (4% of the project grade) -Use of Tables, Figures and Other Graphics to Summarize and Support Analysis Presented in the Paper (3% of the project grade) -Logical and Smooth Flowing Transitions and Relationships among Sections of the Written Report (3% of the project grade) -Research Sources and Significance of Research Information and Data, Use of APA Citation Methodology (5% of the project grade)

FINC 330 Project Description
Research Project Part 2
Due at the end of week 7
This project is closely aligned with the Course Outcomes and Finance Program Objectives.  Completion of this project can be used as part of a portfolio to show potential employers the student is skilled at performing company valuations and financial statement analysis and can be included on the student’s resume.
Bond and Stock Performance Analysis
OBJECTIVE
In this part of the project you are to assume to have been hired to join a team serving as an internal financial analyst to THE COMPANY. Your client plans to invest in bonds and (or) stocks issued by PepsiCo. In part 6 of the assignment you are asked to provide some recommendations to THE COMPANY’S management.
THE company for part 2 of the project is the same company that you were using for the Research Project Part 1 – PepsiCo.  PepsiCo has  bonds listed on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS.
SUGGESTED WEBSITES
www.morningstar.com – To find the information for your company you need to type the stock symbol (PEP) in the Quotes window to get into the company’s page.
http://finra-markets.morningstar.com/BondCenter/Default.jsp – To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS.
https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type the name of the company in the window under Bond Finder, and click SEARCH.
www.marketwatch.com  -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page.
www.money.cnn.com  -To find the information for your company you need to type PepsiCo and the Symbol (PEP) in the Search window to get into the company’s page.
www.finance.yahoo.com – To find the information for your company you need to type the stock symbol (PEP) in the Search window to get into the company’s page.
www.nyse.com – Click on Data, then click on Stocks (under Quotes), and type PepsiCo and the Symbol (PEP) in the window “Keyword or symbol” to get into the company’s page.
www.nasdaq.com – To find the information for your company you need to type the stock symbol (PEP) n the Search window to get into the company’s page.
Company’s websites:
PepsiCo websites https://www.pepsico.com/
            Investor > Financial Information > SEC filings > Feb 13, 2020 10K > view
 
Coca-Cola website http://www.coca-colacompany.com/
            Investors (bottom of page) > SEC filings > Annual reports > 02/21/20 10K PDF
 
YOUR SPECIFIC ASSIGNMENT
Using the information from the websites the student will develop evaluation of bond and stock performance for PepsiCo (The evaluation portion will total 85% of the assignment grade)
-1—Background and Industry (one short paragraph).
-2- The financial leverage ratios (10% of the project grade)

  1. a) Find the financial leverage ratios for PepsiCo for the last 3-5 years in the Internet. Present these ratios as the table(s) in your project.

You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source.

  • Debt-to-assets ratio (Debt ratio)
  • Debt-to Equity ratio
  • Interest Coverage ratio (the Times Interest Earned)
  1. b) Write (about) 1 page of the analysis of the ratio results. In your analysis you should answer the following questions. Please explain your answer to each question.

How is PepsiCo financing its assets? Discuss how much risk is associated with the bonds issued by the company? How can this risk be measured? Please explain.
-3- Collect and evaluate the data about bond performance of PepsiCo. (15% of the project grade).
The information on bonds can be found on the website http://finra-markets.morningstar.com/BondCenter/Default.jsp. To find the information on bonds, click on Search in the middle of the screen (under Market Center Bond Guide), under Quick Search type PepsiCo and the Symbol (PEP), and click SHOW RESULTS.
Another useful website on bond information is https://markets.businessinsider.com/bonds. To find the information on bonds, scroll down the page, type PepsiCo in the window under Bond Finder, and click SEARCH.
 Copy the quotations of two bonds issued by PepsiCo that contain the Price. Present these quotations in your project.

  1. Assume that par value of the bond is $1,000. What were the last prices of the bonds in $$$ (listed in the Price column)? Show your work in your project.
  2. Assume that par value of the bond is $1,000. Calculate the annual coupon interest payments. Show your work in your project.
  3. Assume that par value of the bond is $1,000. Calculate the current yield of the bonds. Show your work in your project.
  1. Write a 1-2 page of the analysis of the bonds. In your analysis you should answer the following questions. Please explain your answer to each question.
    1. How much is the YTM listed in quotations is for the bonds? Explain the meaning of YTM.
    2. If you are going to buy a bond issued by THE COMPANY, which bond would you choose? Why?
    3. Are these bonds callable? If the bonds that you chose are callable (non-callable), will it change your decision to buy them?
    4. If you are an investor who is looking for a bond to invest in, are you going to buy a bond that you chose? Take a look at the balance sheet and income statement of the company. What data or ratios support your decision to buy this bond or not? You may want to incorporate the results of the Research Project Part 1, as well as the results of the financial leverage ratios to answer this question. You should develop a specific recommendation, with supporting rationale to explain your answer.

-4- Collect and evaluate the data about stock performance of PepsiCo for the last one year. (totally 35% of the project grade).
1) Find the market ratios for the company for the last 1-3 years and its major competitor for the last year in the Internet. (10% of the project grade)

  • Price/Earnings ratio
  • Market/Book ratio (also called (Price/Book ratio)
  • Earnings per share
  • Dividends per share
  • Other market ratios on your choice

 
These ratios are available on www.morningstar.com > Company’s page – under Valuation, Financials, and under Dividends
 
You can find these ratios in the Internet or calculate them. If you use published ratios you must indicate that and cite their source.

  1. Present the market ratios as the table(s) in your project.
  2. Write about 1 page of analysis of the market ratio results that you found. Compare the market ratio results against the industry or Coca Cola. In your report please answer the question: Are the common stockholders receiving an adequate return on their investment?
  1. Compare the P/E ratio of PepsiCo with the industry average or 5-year average. Is the stock overvalued, undervalued, or properly valued? Why?  In accordance with your findings, is it reasonable to buy the stock? Please explain your answers.

-2) Analysis of the historical stock prices trend for the last year. (10% of the project grade)

  1. Collect and evaluate the data about stock prices of PepsiCo for the last one year for the company and Coca Cola.
  2. Create the chart(s) using the stock price chart tools on the websites or Excel. Present the chart(s) in your project.
  3. Write about 0.5 page of analysis the historic stock prices trend for the last year.

-3) Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on THE COMPANY stock. Note that you will need the risk-free rate and the market return. Show this information in your project. (15% of the project grade)

  1. Apply the Capital Asset Pricing Model (CAPM) Security Market Line to estimate the required return on stock. Note that you will need the risk-free rate, beta, and the market return.
  2. a) To get the current yield on 10-year Treasury securities go to www.finance.yahoo.com -click on Markets – U.S. Treasury Bonds Rates.  You will use the current yield on 10-year Treasury securities as the risk-free rate to estimate the required rate of return on stocks. Discuss how appropriate this rate is as a measure of risk.
  3. b) Between 1926 and 2017, the compound annual rate of return of S&P 500 is estimated a 6.5%. We will use this number as the market return. Discuss how appropriate this rate is as a measure of return.
  4. c) Beta is listed in finance.yahoo.com and in www.morningstar.com on the company’s front page. What is the beta listed for PepsiCo? What does it mean?
  5. d)  Calculate the required return on the PepsiCo stock using the Capital Asset Pricing Model (CAPM) Security Market Line. Please show your
  6. There are several methods how to calculate the growth rate. One of the possible ways is to calculate the sustainable growth rate as g = ROE *(1- Dividend payout ratio). You can find ROE and the Dividend Payout Ratio on www.morningstar.com > Company’s page – under Financials and under Dividends

Calculate PepsiCo’s sustainable growth rate. Please show your work.

  1. Apply the Gordon model (constant growth rate model) to calculate the intrinsic (economic) value of PepsiCo. Please show your work.

Please note that for some companies it is not possible to use the Gordon model. If that is the case, please explain why it is not possible to use this model for your company. What other models is it possible to use?

  1. Compare the result of your calculations with the current stock price. Is the stock overvalued, undervalued, or properly valued? Why?  In accordance with your findings, is it reasonable to buy the stock? Why? Please explain your answer.

5- Develop a specific recommendation, with supporting rationale for your client, as to whether PepsiCo’s recent trend in financial and stock performance is of sufficient financial strength to warrant entering in a long-term investment in bonds and/or stocks of the company. Explain your answer (about 1 page) (10% of the project grade).
-6- Develop a specific recommendation, with supporting rationale for the PepsiCo’s management – Think about the financial strategy of the company, how to best balance PepsiCo’s financial leverage to optimize shareholder wealth going forward taking into consideration the company’s current market position, credit rating, dividend policy, etc.  (10% of the project grade).
-7- Reflection – the students should write a paragraph in their own words reflecting on what they learned from the assignment and how they think they could apply what they learned in the workplace. (5% of the project grade).
PRESENTATION OF PAPER AND WRITING (15%) of the project grade):
-Organization, Format and Presentation of Paper including the Title page, Introduction, Body, and Summary. Each section of the paper must begin with a sub-heading.  Please use the sub-headings included in the assignment (4% of the project grade)
-Use of Tables, Figures and Other Graphics to Summarize and Support Analysis Presented in the Paper (3% of the project grade)
-Logical and Smooth Flowing Transitions and Relationships among Sections of the Written Report (3% of the project grade)
-Research Sources and Significance of Research Information and Data, Use of APA Citation Methodology (5% of the project grade)

choose 1 of the following worldviews (Secular Humanism, Buddhism, Hinduism, or Islam) and answer the following questions (250–500 words). These questions must be answered in separate paragraphs. What practical steps could be taken to build a relationship with a follower of this worldview who might be a co-worker, neighbor, etc.? What barriers/hindrances would exist with presenting the Christian gospel to a person from this worldview? Scripture, course content, and/or research must be included and cited properly in your response this question. What personal challenges might you have with presenting the gospel?

 choose 1 of the following worldviews (Secular Humanism, Buddhism, Hinduism, or Islam) and answer the following questions (250–500 words). These questions must be answered in separate paragraphs.

  1. What practical steps could be taken to build a relationship with a follower of this worldview who might be a co-worker, neighbor, etc.?
  2. What barriers/hindrances would exist with presenting the Christian gospel to a person from this worldview? Scripture, course content, and/or research must be included and cited properly in your response this question.
  3. What personal challenges might you have with presenting the gospel?

choose 1 of the following worldviews (Secular Humanism, Buddhism, Hinduism, or Islam) and answer the following questions (250–500 words). These questions must be answered in separate paragraphs. What practical steps could be taken to build a relationship with a follower of this worldview who might be a co-worker, neighbor, etc.? What barriers/hindrances would exist with presenting the Christian gospel to a person from this worldview? Scripture, course content, and/or research must be included and cited properly in your response this question. What personal challenges might you have with presenting the gospel?

 choose 1 of the following worldviews (Secular Humanism, Buddhism, Hinduism, or Islam) and answer the following questions (250–500 words). These questions must be answered in separate paragraphs.

  1. What practical steps could be taken to build a relationship with a follower of this worldview who might be a co-worker, neighbor, etc.?
  2. What barriers/hindrances would exist with presenting the Christian gospel to a person from this worldview? Scripture, course content, and/or research must be included and cited properly in your response this question.
  3. What personal challenges might you have with presenting the gospel?