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Monthly Payments for Long-Term Loans Rule of Thumb300,00024The monthly payment is at least $  .ul Sprint ’5‘ 6:06 PM @ 4 31% -. E webassign.net C, RULE OF THUMB Monthly Payments for Long-Term Loans For all loans, the monthly payment is at least as large as the principal times the’ monthly interest rate as a decimal. This is a fairly good estimate for a long-termloan with a moderate or high interest rate. \K\ d