In society, individual citizens bear no responsibility for defending the public from criminals such as muggers and thieves. However, it is generally prudent to take precautions to protect ourselves (i.e., by securing valuables in safes, installing solid doors and locks, and avoiding high crime areas late at night). Discuss the responsibilities end-users have to protect digital assets or information. Should there be any policy mandates to avoid carelessness? If so, how should would it be enforced? B Describe one of the neo-Luddite criticisms of electronic commerce and give a real-life example.