Business Finance Homework Help

Project Title: Choose One of the Following:

1. Accounting for Banking Institutions 2. Accounting for Insurance Companies.

Project Brief

You are required to present a report on any one of the two titles mentioned above. This project is in two parts:

Part A

You will ideally be focusing on “accounting principles” and “standards” that are followed by the chosen financial institution. Your project should cover in detail the unique features of accounting (both treatment as well as disclosure) for your chosen institution. Your point of reference will be financial statements of these institutions as well as credible websites that detail all accounting standards for such institutions. You will be expected to identify the accounting standards that are followed according to local regulatory environment. An up-to-date sectoral information will be expected

Part B

In addition to Part A, you are required to conduct a financial analysis for comparative years of 2020 and 2019 of any “real” financial institution (banks or insurance company) listed on Tadawul. The following ratios are required as part of the analysis:

1. Net Profit margin

2. Return on Capital Employed 3. Loan to Assets Ratio

4. Return on Assets

5. Net Interest margin

6. Operating Leverage