write those things than write a background for one page. 1. The Commonwealth Bank of Australia (CBA) 2. National Australia Bank (NAB) 3. The Australia and New Zealand Banking Group Limited (ANZ) 4. Westpac Banking Corporation (WBC) You are assigned to explain to the Executive Board of The Australian Prudential Regulation Authority (APRA) about Big Four banks’ risk management. You need to: 1. Analyse the current interest rate and lending environment in Australia include this four report: CBA: https://www.commbank.com.au/about-us/investors/annual-reports/annual-report2019.html ANZ: https://www.anz.com/shareholder/centre/reporting/annual-report-annual-review/ WBC: https://www.westpac.com.au/about-westpac/investor-centre/financialinformation/annual-reports/ NAB: https://www.nab.com.au/about-us/shareholder-centre/financialdisclosuresandreporting/annual-reports-and-presentations