Writing Homework Help

I’m working on a health & medical discussion question and need a sample draft to help me learn.

Healthcare reform is changing the delivery and financing of care, creating a shift from volume-based, fee-for-service care to value-based care focused on efficiency and quality. This shift has led to changes in health insurance and healthcare delivery markets.

Briefly explain the following characteristics of insurance:

• Pooling of losses
• Risk transfer
• Indemnification

Considering the current healthcare landscape, how do insurers deal with the adverse selection?

Textbook
Pink , G. H. & Song, P. H. (2020)  Understanding Healthcare Financial Management. AUPHA/HAP Book. ISBN: 978-1-64055-109-1.