Writing Homework Help

Overview

People should understand the impact of different types of risk on financial health, whether they’re dealing with personal or corporate finances. The risks involved with personal finance often only impact individuals and families—for example, when determining if you can afford to buy a house or deciding whether to invest in stocks. Financial risks for businesses often affect multiple people throughout the entire company, including individuals who do not work in the finance department. When businesses make finance-related decisions, it is essential that they know how their decisions will impact different aspects of their company.

Prompt

Read the Assessing a Company’s Future Financial Health case study, then write a response.

Specifically, you must address the following rubric criteria:

• Systematic and Unsystematic Risk: Explain the differences between systematic and unsystematic risk.
• Financial Risks: Describe the potential impacts of the following types of financial risk on the company featured in the case study:
  • Interest rate risk
  • Economic risk
  • Credit risk
  • Operational risk
• Lower Growth Impact: Explain the impact a lower growth in sales could have on the dividend policy and retained earnings for the company featured in the case study.
• Higher Growth Impact: Explain the impact a higher growth in sales could have on the dividend policy and retained earnings for the company featured in the case study.

Guidelines for Submission

Your submission should be a 2 to 3-page Word document with 12-point Times New Roman font, double spacing, and one-inch margins. Sources should be cited according to APA style.

Module Four Case Study Rubric

Criteria	Exemplary (100%)	Proficient (85%)	Needs Improvement (55%)	Not Evident (0%)	Value
Systematic and Unsystematic Risk	Exceeds proficiency in an exceptionally clear, insightful, sophisticated, or creative manner	Explains the differences between systematic and unsystematic risk	Shows progress toward proficiency, but with errors or omissions; areas for improvement may include explaining in further detail the differences between systematic and unsystematic risk	Does not attempt criterion	20
Financial Risks	Exceeds proficiency in an exceptionally clear, insightful, sophisticated, or creative manner	Describes the potential impacts of interest rate risk, economic risk, credit risk, and operational risk on the company featured in the case study	Shows progress toward proficiency, but with errors or omissions; areas for improvement may include describing in further detail the potential impacts of interest rate risk, economic risk, credit risk, and operational risk on the company featured in the case study	Does not attempt criterion	21
Lower Growth Impact	Exceeds proficiency in an exceptionally clear, insightful, sophisticated, or creative manner	Explains the impact a lower growth in sales could have on the dividend policy and retained earnings for the company featured in the case study	Shows progress toward proficiency, but with errors or omissions; areas for improvement may include explaining in further detail the impact a lower growth in sales could have on the dividend policy and retained earnings for the company featured in the case study	Does not attempt criterion	22
Higher Growth Impact	Exceeds proficiency in an exceptionally clear, insightful, sophisticated, or creative manner	Explains the impact a higher growth in sales could have on the dividend policy and retained earnings for the company featured in the case study	Shows progress toward proficiency, but with errors or omissions; areas for improvement may include explaining in further detail the impact a higher growth in sales could have on the dividend policy and retained earnings for the company featured in the case study	Does not attempt criterion	22
Articulation of Response	Exceeds proficiency in an exceptionally clear, insightful, sophisticated, or creative manner	Clearly conveys meaning with correct grammar, sentence structure, and spelling, demonstrating an understanding of audience and purpose	Shows progress toward proficiency, but with errors in grammar, sentence structure, and spelling, negatively impacting readability	Submission has critical errors in grammar, sentence structure, and spelling, preventing understanding of ideas	10
Citations and Attributions	Uses citations for ideas requiring attribution, with few or no minor errors	Uses citations for ideas requiring attribution, with consistent minor errors	Uses citations for ideas requiring attribution, with major errors	Does not use citations for ideas requiring attribution	5
Total:					100%