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NYU Deductible Health Plan & Preferred Provider Organization Case Study

 

I’m working on a management writing question and need support to help me learn.

Read the case and discuss the following questions

1.Why do most employees prefer the HMO or PPO over a High Deductible plan? Are there some employees that may prefer the High Deductible (if so, what characteristics define those employees)?

2. Do you think Yufei’s plan is an ethical thing to do? Why or why not? Consider both the employer’s and employee’s perspectives.

3. What other options would you recommend Yufei consider that could help lower the overall employee benefits budget despite increasing costs for the health care plans?